Capital credits are just one of the many benefits of co-op membership. Allocation letters have been recently mailed. These letters reflect your usage period, the amount retained, possibly the AEPCO amount retained if it's for electric usage, and the total amount for your specific allocation. As a cooperative owned by the members we serve, the allocation represents your share of the total margins for the year stated on the allocation notice. Read your notice and the explanation of capital credits and how it is allocated. Our office is happy to answer any questions you may have about your allocation or click here to get more information on our website.